Home Based Business For Mom – Is This the Right Answer For You?

Almost every mom I know would rather stay home with her children than go off to work for hours everyday, leaving her children with someone else to care for them. Does this sound like you? Or maybe you are already fortunate enough to be a stay at home mom, but would like to contribute to the financial situation of your family? Either way, you are asking yourself if a home based business for mom is the right answer. Before making your decision, here are a few points to consider.Home Based Business For Mom: 4 Points To Consider1. Family Support: To have a home based business for mom you will need to have the support of your family and friends. Having this support system will ensure that you stay committed to your decision and allow you to feel good about the decision you have made for your family.2. Your Ability to Prioritize: Yes, you are probably making this decision so you can spend more time with your children, but never forget that this is a business, and it does not run itself. You get what you put in. Do you have the discipline to schedule time everyday to work? Will you spend that time working on income producing activities, instead of organizing your desk? And can you keep focused among all the distractions of children, housework etc.? Remember, you will have no boss to tell you what to do, you are the boss!3. Social Separation: This is a big one for moms who are already working or for those who thrive on social interaction. Working from home can be isolating. Now for some of us, myself included, this is a very small price to pay for the joy of being home with our kids (I hated office politics anyways!) But if you love the water cooler gossip, you might find working from home entirely boring.4. Your Attitude: Do you believe in yourself? The most significant person who can get in your way is you. You need to go into your business believing that you have what it takes to succeed. Not just a “see what happens” attitude. This can work for you. Hundreds of moms do it everyday, and you are no less special than they are. Create a winning attitude for yourself, and you can thrive. We as moms deserve it, and so do our children.Starting a home based business for mom is not an easy task. It can be daunting. You will need family support to stay committed. You will need to prioritize and enjoy working on your own. You will need to adjust your attitude to “can do” mode. These four points are not all it takes to succeed, but they are a great start and especially important to your journey as a home based business mom.What To Do Next

Divorce and Real Estate Law – Living Together During the Divorce – A Nightmare Or a Necessity?

Issues concerning the marital domicile and real estate are often the biggest issues that divorcing couples must resolve. The issues of real estate and divorce are often intertwined with complex issues concerning child custody, child support, marital division of assets, marital debt and other issues related to a divorce. This article only applies to Rhode Island Divorce.

1.) Real Estate and temporary use and possession of the marital domicile during the pendency of the divorce.

While a divorce is proceeding in court, there are several potential scenarios concerning the disposition of the real estate: (Please consult a lawyer / attorney concerning your legal options)

A.) Husband and wife reside together while the divorce is pending with or without children.

In many instances, husband and wife live together while the divorce is pending. In some cases, husband and wife live together out of financial necessity because the parties cannot afford to live separately. Other divorcing couples live together because they believe it is in the best interest of the child /children. Some people live together because both husband and wife refuse to leave the marital domicile.

If husband and wife are living together while the divorce is pending, they often reach an agreement as to who will pay the mortgage, taxes, insurance and other real estate related expenses.

In the event that husband and wife cannot reach an agreement then both parties have the right to file motion for temporary orders, asking the court to intervene and determine who will pay the mortgage taxes, insurance, utilities and other expenses for the marital domicile.

If the parties are not civil towards each other there is constant arguing or there is domestic violence / abuse it may become unworkable for the parties to continue living together. If either party is abusing drugs, alcohol or gambling then cohabitating during the divorce process may be unworkable. Either party has the right to file a motion for temporary orders asking for exclusive use and possession of the marital domicile while the divorce is pending.

If one of the spouse has no income and no ability to earn income then it is possible that the spouse who has income or earning capacity could be ordered to pay 100% of the expenses for marital domicile while the divorce is pending. This is especially the case if the unemployed spouse has minor children living at home.

One of the risks of living together while the divorce is proceeding is the that other party will file a restraining order or a complaint protection from abuse.

B.) Husband or wife vacates the marital domicile and there are no children.

If husband or wife voluntarily leaves the marital hime and the other party is residing on the premises then the parties have two options:

1.) Husband and wife reach an agreement, or

2.) Husband or wife files a motion for the court to determine who pays for the house. The person who vacated the house may be ordered to contribute towards the mortgage taxes, insurance and upkeep etc., if any.

If the parties cannot agree then either party can file a motion for temporary orders seeking contribution towards the mortgage taxes, insurance, and upkeep for the marital domicile. The Rhode Island Family Court will then make an equitable determination of who should pay the mortgage taxes and insurance for the marital domicile. How the Family Court decides this issue, depends on several factors including perhaps most importantly, the income and earning capacity of each of the parties. One Judge in the Rhode Island Family Court consistently rules that the spouse remaining in the marital domicile must pay the 1st $850.00 of the mortgage as rent and the parties split the remaining mortgage taxes and insurance 50/50.

C.) One spouse vacates the marital real estate, while the other spouse resides in the marital real estate with a child or children.

The parent who has temporary physical placement (physical custody) of the child/children will have the right to receive child support as well as the potential to obtain contribution to the mortgage taxes, insurance, and upkeep for marital domicile.

If the parties can agree to the correct child support amount and the contributions towards the mortgage, taxes, insurance for the property then a motion for temporary order may not be necessary.

If the parties cannot agree, the court will determine the correct child support amount using the Rhode Island Child Support Guidelines. The cost of daycare and medical expenses is factored into the Rhode Island (RI) child support guidelines. The court may also order that the spouse who vacated the property contribute to the mortgage, taxes and insurance for the marital domicile.

The courts main purpose is to preserve the marital domicile until the divorce trial can be heard. The amount of the child support and contributions to marital domicile will be highly dependent on the income and earning capacity of the parties as well as a particular circumstances of a case. If the spouse who lives with the children has no job and no ability to earn income and no earning capacity it is possible that the other spouse may be required to pay over and above the child support amount to maintain the status quo so that the other spouse is able to maintain the marital domicile.

The primary goal of a Rhode Island (RI) Family Court Judge is to preserve the marital assets until either a complete settlement is reached or the divorce can be decided after a full trial on the merits.

Rhode Island Attorneys legal Notice per RI Rules of Professional Responsibility:

The Rhode Island Supreme Court licenses all lawyers in the general practice of law, but does not license or certify any lawyer as an expert or specialist in any field of practice.

David Slepkow is a Rhode Island (RI) lawyer concentrating in divorce, family law, child support, alimony, adoption, custody and visitation. David has been practicing for over 11 years and is licensed in Rhode Island, Massachusetts and Federal Court.

A Book Review – Educational Leadership in Pakistan: Ideals and Realities

All about the Book

This is the first ever book on educational leadership, published in Pakistan. Dr. Jan-e-Alam Khaki and Dr. Qamar Safdar are the editors of this book. The book consists of a series of empirical studies undertaken by qualified educational researchers in Pakistan, associated directly or indirectly with AKU-IED. There are various thought provoking and insightful topics in this book; each complements our learning experiences. The book is divided into four sections and fourteen chapters; each section and chapter is intertwined with each other and illuminates issues and its remedial measures. Section one describes the development of education leadership in Pakistan. The second sections deals with the Diversity of Leadership: perceptions and practices of leadership in Pakistan. The third session looks at the role of the educational change agents, and the fourth sections explores the future prospects of educational leadership in Pakistan. In order to get in-depth insights from the book, we decided to focus on first two sections and reviewed initial six chapters.

In first chapter, Dr. Sajid Ali and Muhammad Babur highlight the issues and nature of governance during pre and post independence. Structure of education during British and after independence is analytically compared. Chapter indicates that involvement of educational leadership is missing in both periods, causing various issues in education system, ineffective management and indistinct teaching methodologies, etc. In the second chapter, Zubaida Bana reflects upon the understanding of effective leadership. Using the Katha (storytelling) approach, she starts the discussion pints of a headteacher who imaginatively discovers the meanings in allegories and metaphors in order to understand the roles and responsibilities of an effective education leader in his/her school. Katha of leadership described in this chapter stimulates our minds that every person has the capacity to lead. Some may lead in wider space; others may lead in smaller landscape.

The third chapter is all about of a female pedagogical leader’s journey in a traditional context in Pakistan. The writer reflects upon the critical incidents, she came across in her personal to professional life, which helped or impede her way to become a pedagogical leader. The notion of ‘leader as a bridge between management and stakeholders’ and ‘leader as a life-long learner’ is evident from her story. In the fourth chapter, Qamar Safdar explores the roles of two effective headteachers of early years in two private schools. The writer reflects on the capacity and ability for the overall development of children. The chapter 5, deals with an ethnographic study conducted by Mola Dad Shafa in a rural context of northern areas of Pakistan. The author discusses the challenges the headteachers faced and the way addressed them. The chapter six, ‘Effective School Leadership Practices’ is a doctorial research of Dr. Jan-e-Alam Khaki. In this case study, Khaki explores the roles and beliefs of three effective secondary school headteachers and their influences on the teaching and learning practices in schools.

Key Learning from the Book

Being a student of Teacher Education, I was very unfamiliar with different kinds of leadership and its characteristics. The very first time, in our PL course, I heard the terms instructional, moral, transformational, participative, managerial, contingent and pedagogical leadership. But these terms were not much clear to me; I mostly thought them as just theories with no connection with practical life of a leader. This book review provided me with access not only to understand and differentiate in different kinds of leadership, but also relate it with real-life situations.

I have learnt many new things about effective leadership from this book, but due toe limited word limit I will describe some crux of it. While analyzing the first chapter of the book, I feel the same that governance and planning has the role in deteriorated education system in Pakistan. It takes a lot of time in planning and framing the policy, then sending it to the national assembly and senate for debate and translating it into the law. Then piloting of the policy takes long time and when it comes to be implementation, the government gets changed and so the policy. It creates the environment of despair, but when I go through the second chapter (Katha of Leadership), it gives a hope. Here, I learnt that nothing is unachievable in this world. Every person is capable to contribute in the process of change and everyone has capacity to lead. We should not stay waiting for any cosmos power to come to help us; it is high time for everyone to come forward and lead.

The third chapter of the book was the most inspiring and learning factor for me. Here, I learned that how a person (particularly a woman), with her/his strong will, sincerity and zeal breaks the chains of traditional rules. While reading that article, I was deeply thinking that someone has to initiate and take the first step toward the collective development. This article took me in my own context, where female is still considered as the property of the man and only the reproductive machine. Education, even the good food is the sole right of male child. Here, my elder sister (who could not get education herself) by sending her daughter into school, proved herself as traditional rule breaker. Some of other females start following her foot-steps by sending their daughters to the schools. Ten years back, there was no single literate girl in my village, but due to that small step, more than forty to fifty girls have completed their primary education so far. Besides it, I also learnt that leader is life-long learner. He/she learns through self-reflection and negotiating and discussing the issues with others and seeking guidance from them.

Overall, this book serves as a pioneer of exploring our thinking about our own role as a leader and proves to be a best resource for the policy makers to develop alternative approaches to deal with school and teaching and learning practices.

Conclusion

This book very obviously describes the role of leadership and management in an educational organization. A leader being a role model should motivate and encourage the staff because performance and commitment of people employed in any organization makes it effective. Through critical analysis of the book, I came to know that this book possesses stories and cases from Pakistani context so many of the ideas suit my own. So, it would be easier for my future role as a teacher educator to deal with the school management and leadership related issues in an effective manner.


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